Job DescriptionSpecific Responsibilities• Visit customers, assess applications, and ensure that credit parameters are adhered to• Ensure that agreed turnaround times are honored for all applications• Track deviations and any correlation between deviations and delinquencies• Monitor portfolio and highlight any early warning signals• Ensure that all KYC guidelines issued by RBI from time to time are adhered to• Ensure proper security creation process for all secured loans• Monitoring of the portfolio, analysis of delinquent cases, profiling of customers, and data cuts
Preferred Profile
• At least 3 years experience in Retail/SME credit management• Graduate / Post Graduate from a reputed institution• Comfortable in assessing clients without access to audited financials• Deep understanding of risk and its various dimensions like operational risk, credit risk,• market risk, etc