To determine whether clients are eligible for financial aid, we are looking for a responsible Credit Specialist.

The credit specialist should compile all relevant applications and supporting materials, examine the financial histories of the clients, and then decide whether to offer financial assistance.
In order to keep customers from defaulting on their loans, you need also keep an eye on their repayments.

You need to be an excellent investigator with great judgment in order to succeed as a credit specialist.

Primary Responsibilities Include:

• Receiving credit and loan applications along with supplementary paperwork.
• Reviewing documents to ensure their completion and precision.
• Conducting routine inspections to better understand clients' financial track records.
• Performing risk analyses and using the findings to inform the amount of credit extended, if applicable.
• Informing clients about the outcomes of their credit applications.
• Negotiating interest rates and payment plans that account for the potential risks identified earlier.
• Supervising the repayment of funds and contacting defaulters to tend to their accounts with urgency.
• Providing additional financial support to eligible and steadfast clients upon request.
• Compiling a database of regular defaulters and reporting them to the relevant bodies, as appropriate.
• Working towards maintaining and advancing the financial status of our institution.

Credit Specialist Requirements:

• Demonstrable experience as a credit specialist.
• Excellent knowledge of all applicable governing regulations and bodies.
• Familiarity with sound business, borrowing, and spending practices.
• Strong research, statistical, and decision-making skills.
• Ability to negotiate credit limits and repayment options.
• Capacity to let ineligible clients down in a dignified manner.
• Willingness to institute pertinent corrective measures to procure monies owed.

Work Model:
Our client is currently hybrid, with up to 2 days in office work required

Compensation:
$56,000 - $59,500 annually

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