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Business Banker-Port Elizabeth

Employer
Capitec Bank Holdings
Location
Clarendon Marine Port Elizabeth, Province of Eastern Cape, 6000 Nelson Mandela Bay, South Africa
Salary
Competitive
Closing date
Apr 3, 2023

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Job Role
Other
Sector
Finance
Contract Type
Permanent
Hours
Full Time
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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
  • To see what life at Capitec is all about and complete a short assessment, please click here!
  • Once you have completed the above finalize your application by clicking apply below.

  • Purpose Statement
    • To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.

    Experience

    Minimum:
    • Banking experience of at least 3 years
    • Experience of managing a portfolio of business customers with a service and financial analysis focus.
    • Experience in preparing and motivating Credit applications
    • Cost control and sales management

    Ideal:
    • 1+ yr spent in the Business Banking environment preparing and motivating credit application

    Qualifications (Minimum)
    • Diploma in Commerce or Finance

    Qualifications (Ideal or Preferred)
    • FAIS accredited as Key Individual and approved by FSCA

    Knowledge

    Minimum:
    • Customer relationship management (CRM) principles and techniques
    • How to interpret financial statements, balance sheets and basic financial ratios
    • Standardized business banking transactional products and other core products relevant to small enterprises
    • Business banking product offerings
    • Understanding of collateral and balance sheets
    • Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
    • Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
    • Knowledge of competitors offerings
    • Regulations, Acts and Codes related to the banking environment.
    • Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA)

    Ideal:
    • Features, benefits and value propositions of the respective company product/service offerings.
    • Current taxation laws as they apply to customers.
    • A good knowledge of administration processes and procedures pertaining to Business Banking transactions

    Skills
    • Interpersonal & Relationship management Skills
    • Analytical Skills
    • Negotiation skills
    • Problem solving skills
    • Computer Literacy (MS Word, MS Excel, MS Outlook)
    • Commercial Thinking Skills
    • Strategic Thinking Skills
    • Communications Skills
    • Influencing Skills
    • Attention to Detail
    • Decision making skills

    Conditions of Employment
    • Clear criminal and credit record
    • Willingness to work flexible hours (including Saturdays and Public Holidays)

    Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.

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