SMEAG Credit Analyst

Employer
ICICI Bank
Location
Delhi, IN
Salary
Competitive
Posted
Dec 12, 2018
Closes
Dec 12, 2018
Ref
1035381821
Sector
Finance
Contract Type
Permanent
Hours
Full Time
SMEAG Credit Analyst Grade: DMII/ MMI Reports to: Team Lead -Job Role and Responsibilities and Deliverables: He / she is accountable for the entire credit granting process, including the consistent application of a credit policy, assessment of the creditworthiness of potential customers. -To underwrite SME proposals based on in-depth financial analysis with an overview of industry and to identify the risk along with mitigates, if any. -Closely monitor the portfolio -Personally visiting the prospective and existing customers -Manage customer credit files and MIS -Adhere the credit policies and process. Recommend changes in the credit policy to middle management Product/Customer Handled: -Working capital, Term loan, Project finance -SME clients/Corporate Agri clients Skills and Competencies: -Ability to engage with various control groups within the organization -Credit Knowledge: To assess the company?s financials (i.e. loss, rating, PAT (profit after tax) etc. of the company) Educational Qualifications: -MBA Finance from reputed institutes with 2-10 years work experience -Charted Accountant with 2-8 years work experience

Location:
Chennai,Delhi,Hyderabad,Bangalore,Pune,Mumbai,Kolkata Min Exp (yrs): 2.00 Max Exp (yrs): 10.00 Job Role and Responsibilities and Deliverables: He / she is accountable for the entire credit granting process, including the consistent application of a credit policy, assessment of the creditworthiness of potential customers. Skills: SMEAG Credit Analyst, Charted Accountant, PAT, profit after tax, Credit Analysis Experience: 2-10 Years Education: CA,MBA