Assistant Manager Portfolio Management

1. JOB SUMMARY

This role is responsible for managing micro-credit portfolio of borrower organizations including NBFC’s & MFBs. Comprehensive management of credit proposals, financial analytics & portfolio assessment, disbursement, repayments, and coordination with departments for providing data on portfolio.

2. KEY RESPONSIBILITIES

1. Assist the team lead in developing marketing strategies to attract prospective borrowers.
2. Review funding requests and business plan of borrowers (NBMFIs/MFBs) by assigning ratings based on Institutional Rating System and finalizing credit proposals for approval by senior management.
3. Ensure timely disbursements and repayments from borrowers and managing relationships with assigned credit portfolio companies.
4. Analyze financial information of the borrowers to manage portfolio quality.
5. Prepare reports and new product notes for review of Head of Portfolio Management.
6. Coordinating meetings of borrowers with senior management of PMIC and effectively managing field visits of stakeholders to head office, branches, and end clients.
7. Carry out financial modeling to predict future performance of an institution and portfolio

3. JOB SPECIFICATIONS

Education

Masters/MBA (Preferable specialization in Finance / Accounting & Finance/CIMA/CFA)

Experience

Fresh graduate or 1-2 years of experience in a Financial Institution with experience in credit programs / assessment / monitoring

Functional Competencies

• Credit Marketing skills
• Credit Analysis skills
• Proficiency in Financial Analytics and report writing
• Proposal development and budgeting Skills

Core Competencies

• Teamwork
• Initiative and Change Driven
• Planning & Organizing
• Effective Communication
• Decision Making and Problem Solving