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Credit Analyst

Employer
Merchant West
Location
Sandton Sandton, Gauteng North Johannesburg, South Africa
Salary
Competitive
Closing date
Feb 6, 2022

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Job Role
Credit Control
Sector
Finance
Contract Type
Permanent
Hours
Full Time
We are looking for BCom qualified credit analyst with experience (2+ years). Your role will be to analyse the credit risk of Merchant West associated with retail commercial and emerging market transactions to ensure maximum Return on Capital Employed.

The Credit Analyst will be responsible for:
  • Deal Origination - Where applicable, review cash flow models, providing input on terms sheets including covenants to ensure deal stacks up from a high-level perspective.
  • Deal Execution - Liaison with discounting and legal for document preparation, correct capture of conditions of sanction and presentation of the deal in the Credit committee
  • Relationship Management - Mainitaining relationships with internal stakeholders to ensure accurate presenatation of deals.
  • Risk Management - Awareness of the credit environment in general and in relation to the source of cash flows are emanating from.

  • Bcom degree with Investment Management, Finance and/or Mathematics, Accounting as a subject(s)
  • Drivers License (Code 08)
  • Clean Credit Record
  • 2 years+ working knowledge of credit risk management
  • Familiar with National Credit Act

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