This job has expired

Head of Credit

Talent Genie
Pretoria Pretoria Tshwane, South Africa
Closing date
Nov 29, 2021

View more

Job Role
Credit Control
Contract Type
Full Time
You need to sign in or create an account to save a job.
Location: Pretoria, South Africa
Salary: Market related
Recruiter: HR Genie
Summary: Our client in the financial industry is looking for a Head of Credit to join their dynamic team.
Job Description
Our client in the financial industry is looking for a Head of Credit to join their dynamic team.

Duties and Responsibilities:

Adding value to the PCC process by knowing the company and industry through research and ongoing awareness. Calculating risk grade for the obligor and providing relevant credit comments at PCC.
For existing deals, ensure that security and facility documentation in place
Approval vs decline budget - Max 40% of deals to be declined
Evaluation of key risk areas and commercial viability of the
transaction and facilities proposed.
Ensure quality credit paper.
An accurate and thorough assessment of the past and future performance of the client. Approval and recommendation of transaction/facilities based on a sound credit principle as set out in the Credit Standard and Credit policy.
Ensuring that checklists are completed thoroughly and accurately Understanding and an ability to discuss pricing, ROE, capital use, concentration, correlation, and discounting.
The building of relationships within the greater Credit teams, Front Office (BDO''s / Suppliers), Legal and the Discounting Team based on mutual respect.
Customer centricity within an appropriate risk/return matrix.
Appropriate discussion / engagement with the BDO / Supplier /
Client to facilitate credit analysis process and in-depth understanding of the client's business
Liaison with discounting and legal for document preparation, correct capture of conditions of sanction.
Ensure CP's are met and legal and security documentation is in place and confirmation of security values.
Correct discounting and loading of limits (with particular reference to Stucky system relating to Working Capital Solutions)
Filing of all hard copies and soft copies of correspondence. Actively participate in the recovery process when required
Awareness of the credit environment in general and about
the source of cash flows is emanating from ongoing credit monitoring in respect of transactions executed under MWAR.
Development of the technical and soft skills of the team with a view to closing identified gaps
Monitoring of performance of the team members, praising where needed and addressing poor performance promptly where needed
Assistance in helping team members put their Personal
Development Plans (PDP's) into action

Key Skills
Core Competencies:
- Exceptional Communication
both written and spoken - Project management
- Creative approach to work - Ability to accept responsibility
- Relationship Management
- Solution Management
- Financial Analyse
- Effective team management
General Competencies:
- Detail and deadline oriented
- Ability to work without supervision
- Excellent Time management skills
- Ability to work within a team
  • Job Role: Head of Credit
Required Skills
5 Years of Experience


Bcom degree with Finance and/or Mathematics and Accounting as a subject(s)
Studying towards a Postgraduate qualification (Hon/CA/CIMA/MBA) would be an advantage
Driver's License (Code 08)
Clean Credit Record
3-5 years working knowledge of credit risk management
Familiar with National Credit Act
Similar jobs your might be interested in:
You need to sign in or create an account to save a job.

Get job alerts

Create a job alert and receive personalised job recommendations straight to your inbox.

Create alert