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Head of Decisioning Systems

CA Financial Appointments
Cape Town Metro, City of Cape Town (CPT)
Closing date
Nov 30, 2021

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Job Role
Systems Accountant
Contract Type
Full Time
Level of qualification
Degree, Other
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Job Details

My client in the credit lending industry has a vacancy for a Head of Decisioning Systems. Working closely with the Chief Risk Officer, this person would act as a trusted business partner to the organization. They would be responsible for the development and implementation of risk management, fraud and collections, and decisioning strategies across a range of systems. 


  • Lead the design and implementation of changes in decisioning systems and processes
  • Calculation of all internal existing business scorecards relating to pre-delinquency, collections, authorisations, and credit limit strategies
  • Develop and conduct champion challenger strategy testing to estimate effectiveness of new strategies, policies, or campaigns
  • Present analysis via reports and presentations, outline findings and make recommendations to senior management
  • Engage with third party vendors for delivery of changes to third party risk decisioning systems
  • Develop in-depth working knowledge of systems that support credit origination, credit management and collections processes
  • Provide thought leadership to business and remain abreast of key credit related regulatory and industry trends
  • Development and implementation of a risk management governance framework
  • Ensure all changes to credit policies and decisioning systems are clearly documented within credit policies
  • Actively collaborate with key business partners in researching, developing, and evaluating new credit policies, collections strategies and risk controls
  • Act as the subject matter expert in credit risk management in cross-functional business teams associated with new product and/or business initiatives


  • A Bachelor’s qualification in Commerce or Science with a focus on Statistics, IT, Economics, Mathematics, or similar
  • Minimum of 5 years’ experience in Credit risk analysis on lending products
  • People management experience

Please note if you have not heard from us in 2 weeks from application, please consider yourself unsuccessful - please do continue to follow us online and apply for suitable roles.


Founded in 1997 by Pete Whitehouse, CA Financial Appointments has grown to be well known in the industry as one of the largest and oldest specialist financial recruitment agencies in the Western Cape, with a reputation for identifying exceptional talent that supports corporate culture, leadership styles and team dynamics. CA Financial Appointments operates with unwavering ethics, with consultants that are highly experienced, well networked and extremely knowledgeable. Our newworld approach to recruitment, combined with communication technology available to the industry, allow us to efficiently service our clients across the entire country.

As part of ADvTECH, a resourcing and education group that boasts the largest number of specialist financial recruiters under their helm, we are able to leverage the network, knowledge and skills of numerous partner agencies in order to provide our clients’ with the best possible solution to their recruitment needs.

Our core business is the attraction, selection and placement of finance staff for our clients. We provide specialized recruitment services to our clients out of two divisions within the business – Financial Services and Commercial Finance. Each division is manned by consultants and researchers with advanced knowledge of the industries into which they recruit. Each arena is clearly defined within our business and serviced according to the unique client and candidate requirements associated with each. Staff members are selected for their specialist knowledge which enables them to make informed decisions regarding the suitability of candidates for each position based on experience, client culture and qualification. Consultants gain integral knowledge of the clients and industries in which they recruit, thus enhancing service delivery. We operate in both the permanent and the contractual recruitment arenas and are able provide Temporary Employment Services to our clients.

CA will endeavour at all times, to hold our clients’ business, principles and unique culture in the highest regard and strive to place both permanent and contracted candidates within our clients’ organisation, that will not only thrive, but have a continued positive impact on the business.

Our vision:

To become the most highly recognised financial recruiter in South Africa.

In order to make this a reality:

  • We will operate in an environment of unquestionable ethical qualities
  • We will bring job satisfaction, opportunities for learning, growth and personal financial stability to all associated with CA Financial Appointments
  • We will facilitate the efficiency of financial performance and control for our customers, by providing permanent and temporary financial human resources of the highest quality

A common theme of the above mentioned objectives are the value our solutions create for our clients and candidates, and unquestionable ethics.

CA Financial Appointments engages with all clients based on value and the measurement thereof. By measuring performance to agreed deliverables a sustainable partnership can be built.

Find Us
Black River Park North Block B
Ground Floor, 2 Fir Street
Cape Town
Western Cape
South Africa
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