Associate, Credit Associate SBS

CIT Group Inc.
Jacksonville, Florida, us
May 03, 2021
May 05, 2021
Job Role
Contract Type
Full Time
CIT is a leading national bank focused on empowering businesses and personal savers with the financial agility to navigate their goals. CIT Group Inc. (NYSE: CIT) is a financial holding company with over a century of experience and operates a principal bank subsidiary, CIT Bank, N.A. (Member FDIC, Equal Housing Lender). The company's commercial banking segment includes commercial financing, community association banking, middle market banking, equipment and vendor financing, factoring, railcar financing, treasury and payments services, and capital markets and asset management. CIT's consumer banking segment includes a national direct bank and regional branch network. Discover more at .

• The Credit Associate will be responsible for reviewing and analyzing client financial data to determine creditworthiness
• Responsibilities will include the review of both commercial and personal owner data in order to make sound credit decisions
• In addition the Credit Associate will need to be able to review company bank statements and be able to analyze Tax Returns at a high level to identify known risks
• The Credit Associate will be responsible for managing daily queue activity to ensure that service level agreements are met
• Daily responsibilities will also include assisting the funding/operations team on back end risk items as well as acting as a general resource for Sales, Funding, and Credit departments

• Bachelor's degree in Business, Finance, Economics or other related field is strongly preferred
• Minimum of 2 years of work experience as a credit underwriter in the equipment leasing industry or in a credit related role in the finance/banking industry
• Experience evaluating consumer and commercial credit bureau reports

• Demonstrated success in college, if applicable
• Demonstrates initiative/confidence and is decisive
• Ability to make effective, timely and sound recommendations and decisions on credit requests
• Ability to analyze data and complete a trend analysis
• Ability to work effectively in a self-directed, team-based environment
• The ability to develop a good working relationship with sales/marketing personnel and customers
• Exceptional analytical and financial analysis skills and the capacity to quickly learn and apply credit assessment policies and procedures
• Demonstrates excellent verbal/written skills, interpersonal skills, analytical and problem solving skills
• Strong computer skills
• Knowledge of credit scoring preferred