VP, Credit Analyst
Rabobank Wholesale Banking North America is part of Rabobank, a global financial services leader providing wholesale, rural and retail banking services in more than 40 countries worldwide. Founded by Dutch farmers over a century ago, Rabobank remains true to our core mission: to create value for our customers, our employees, and the local communities where we do business. Rabobank today is one of the world's largest banks with over $650 billion in assets. In North America, Rabobank is a premier financial institution providing services across the food and agriculture value chain. RDS's support functions champion over 1,300 employees throughout Rabo AgriFinance and Rabobank North America Wholesale, companion Rabobank subsidiaries.
The Credit Analyst is jointly responsible, with the Relationship Manager, for the preparation of the credit application in the required template, including structuring, client business and financial analysis, industry research, financial modelling and ongoing maintenance of new and existing clients within his/her portfolio. The analyst must also follow market and price trends to proactively manage client risk during periods of medium to high volatility.
Context of Job:
Analyst will be assigned in excess of 15 clients active in the Agribusiness, Energy and Metals sectors. The analyst will be required to complete the annual or interim reviews in accordance with the bank's policies.
To monitor the credit quality of a portfolio of 15+ clients. These clients may be traders, processors and merchandisers of various commodities operating within the framework of TCF business.
Key Responsibilities and Accountabilities:
Job Specifications / Core Competencies:
Essential Job Skills and Knowledge:
At least 1-4 years of credit analysis experience. Experience in writing credit proposals and industry reports.
Experience with Trade and Commodity financing
Bachelor or Master's degree
Formal credit training at a major bank a plus
With healthcare and insurance costs on the rise, employees enjoy a first-class benefits package, featuring a selection of medical coverage and investment options to meet your personal needs. Our benefits program includes:
Equal Employment Opportunity
Rabobank, Rabo AgriFinance, and Rabo Diversified Services ("Rabo") all provide equal employment opportunities for all prospective and current employees.
Rabo does not discriminate on the basis of race, color, national origin, religion, alienage or citizenship status, age, sex, sexual orientation, gender identity or expression, marital status, genetic information, physical or mental disability, pregnancy, military service or veteran status, or any other basis protected by applicable law. Consistent with this policy, Rabo recruits, hires, trains, and promotes persons in all job titles and ensure that all personnel actions are based on merit, qualifications, and abilities, without regard to the protected factors listed above. This policy governs all aspects of employment, including application, hiring, compensation, promotion, discipline, termination of employment, and access to benefits and training.