Credit Manager
Job Description :
The primary purpose of the role is credit underwriting and risk management for his region.
Responsibilities:
In depth knowledge of local market.
Job Description :
The primary purpose of the role is credit underwriting and risk management for his region.
Responsibilities:
* Appraise /recommend / approve proposals as per the delegation of authority.
* Analysing loan applications pertaini
Experience: 0.00-50.00 Years
The primary purpose of the role is credit underwriting and risk management for his region.
Responsibilities:
- Appraise /recommend / approve proposals as per the delegation of authority.
- Analysing loan applications pertaining to fund based and Non fund based loan requirement of
- Agri based Micro Small & Medium enterprises viz- working capital requirement ( cash credit facility, Overdraft Facility, Pledge Loan against Warehouse/ Storage Receipt, etc.), Term loan, Project Finance, LC, BG etc.
- Risk assessment viz- Risk Associated with the Business/ Industry, Management Risk, Financial Risk etc.
- Preparation & Analysation of CMA data on the basis of financial statements and Projections of the business.
- Conducting the rating, CIBIL verification, Defaulter List verification. Appraising the proposal, arriving at credit decision based on the viability of the proposal, finalising the terms of sanction.
- Review, Renewal and monitoring of the accounts/ facilities periodically.
- Risk assessment viz- Risk Associated with the Business/ Industry, Management Risk, Financial Risk etc.
- Preparation & Analysis of CMA data on the basis of financial statements and Projections of the business.
- Conducting the rating, CIBIL verification, Defaulter List verification.
- Appraising the proposal, arriving at credit decision based on the viability of the proposal, finalising the terms of sanction.
In depth knowledge of local market.
- Networking with peers in competition & retail customers preferred.
- Technical and professional know-how esp experience in working capital lending.
- Service focussed
- Drive for making things happen
- Innovation and creativity
- Open to change and eagerness to grow
- Teamwork, co-operation and sharing
Job Description :
The primary purpose of the role is credit underwriting and risk management for his region.
Responsibilities:
* Appraise /recommend / approve proposals as per the delegation of authority.
* Analysing loan applications pertaini
Experience: 0.00-50.00 Years
You need to sign in or create an account to save a job.
Get job alerts
Create a job alert and receive personalized job recommendations straight to your inbox.
Create alert