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Credit Manager

Employer
Yes Bank
Location
Mumbai, Maharashtra, India
Salary
Competitive Salary
Closing date
Mar 14, 2021

View more

Job Role
Manager
Sector
Finance
Contract Type
Permanent
Hours
Full Time
Job Description :

The primary purpose of the role is credit underwriting and risk management for his region.


Responsibilities:

  • Appraise /recommend / approve proposals as per the delegation of authority.
  • Analysing loan applications pertaining to fund based and Non fund based loan requirement of
  • Agri based Micro Small & Medium enterprises viz- working capital requirement ( cash credit facility, Overdraft Facility, Pledge Loan against Warehouse/ Storage Receipt, etc.), Term loan, Project Finance, LC, BG etc.
  • Risk assessment viz- Risk Associated with the Business/ Industry, Management Risk, Financial Risk etc.
  • Preparation & Analysation of CMA data on the basis of financial statements and Projections of the business.
  • Conducting the rating, CIBIL verification, Defaulter List verification. Appraising the proposal, arriving at credit decision based on the viability of the proposal, finalising the terms of sanction.
  • Review, Renewal and monitoring of the accounts/ facilities periodically.
  • Risk assessment viz- Risk Associated with the Business/ Industry, Management Risk, Financial Risk etc.
  • Preparation & Analysis of CMA data on the basis of financial statements and Projections of the business.
  • Conducting the rating, CIBIL verification, Defaulter List verification.
  • Appraising the proposal, arriving at credit decision based on the viability of the proposal, finalising the terms of sanction.
Qualifications :

In depth knowledge of local market.
  • Networking with peers in competition & retail customers preferred.
  • Technical and professional know-how esp experience in working capital lending.
  • Service focussed
  • Drive for making things happen
  • Innovation and creativity
  • Open to change and eagerness to grow
  • Teamwork, co-operation and sharing


Job Description :

The primary purpose of the role is credit underwriting and risk management for his region.


Responsibilities:


* Appraise /recommend / approve proposals as per the delegation of authority.

* Analysing loan applications pertaini

Experience: 0.00-50.00 Years

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