Senior Credit Risk Analyst

England, Greater Manchester, Manchester
£40000 - £50000 per annum + Bonus, Healthcare, Pension
Feb 09, 2021
Mar 05, 2021
JN -022021-2007202
George Wearden
Job Role
Risk Manager
Contract Type
Full Time
Level of qualification

As Senior Credit Risk Analyst you will be responsible for the development and implementation of Credit Risk Strategy to drive long-term, sustainable profit from our Financial Service offer as well as balance commercial risk and minimise potential customer detriment.

Client Details

The organisation is a large, established retail business in Manchester


As a Senior Credit Risk Analyst your responsibilities will include;

  • Responsible for identifying new opportunities through the application of analytical techniques that deliver commercial benefits and improve customer outcomes for the group.
  • Identification of the commercial impact of all strategy opportunities with presentation back to the leadership team.
  • Responsible for the implementation of strategy changes together with UAT within our Powercurve platform.
  • Responsible for the design and build of the credit risk monitoring performance pack with written evaluation of performance together with any further actions/analysis identified from this.
  • Undertake complex ad-hoc analysis to support the credit risk team in decision making across the credit lifecycle.
  • Design and implement KPI's to track all strategy changes, this will include tracking of benefits against an agreed forecasted position.
  • Undertake analysis to independently validate model benefits working closely with the Senior Risk Modelling Analyst.
  • Credit Risk business lead for tactical initiatives.
  • Develop key stakeholder relationships across the business to include IT, Marketing, Legal, Compliance.


The successful Senior Credit Risk Analyst should have;

  • Highly analytical with strong technical skills - SAS & SQL are essential
  • Degree level educated ideally in a numerate discipline & Maths GCSE grade C or above
  • Self-Motivated
  • Strong communication skills
  • Accurate
  • Attention to detail

Job Offer

The successful Senior Credit Risk Analyst will receive;

  • Salary of up to £50,000
  • Competitive benefits package,
  • Exposure to senior stakeholders