Tygervalley Waterfront. R30 R35k.

You will work hands-on within a start-up-company in a close-knit team to originate prospective business loan applications and to provide customer service throughout the loan origination journey.
As a loan originator you will be responsible for
a) Loan Origination: analysing, review and evaluation of loan applications, formulate quotes
b) Customer service/interaction throughout the loan value chain
c) Administrative duties: follow up late payments, post deal due diligence, post deal admin
d) Compliance
The ideal candidate is energetic & hard-working, possesses strong relationship building/sales development skills, the ability to communicate financial concepts in simplistic terminology, analytical skills, good time management skills, good planning and organisational skills and strong admin skills.

Loan origination
Responsible for loan pre-qualification screening.
Review and evaluates loan applications and documentation for completeness.
Preparing, reviewing and analysing the creditworthiness of all business loan originations and renewals by completing a credit scorecard.
Request additional information and follow up outstanding applications.
Engaging with clients (telephonically and written) throughout the loan origination journey.
Creating loan quotes and proposals in conjunction with the credit and legal team.
Determine loan pricing, repayment mechanisms and terms (in consultation with credit team).
Providing professional customer service, through quick turn-around time and effective communication, whilst adhering to the lending guidelines and practices.

Administrative duties
Pipeline management from origination through to close.
Post-close due diligence to ensure the loan is documented as approved and is in compliance with business/credit rules, relevant regulations, and internal policies and guidelines.
Follow up on any non-payment.
Deal with new payment plans or refinancing requests.
Deal with early settlement queries.
Obtain and file copies of loan applicants' credit history, corporate financial statements, and other financial information.
Constantly reviewing and improving the origination and lending process in order maintain highest level of efficiency, and ability to allocate more time to origination and business development.
Compliance
Operate in compliance with laws and regulations and adhere to lending compliance guidelines.
Qualifications:
Accounting or business qualification (will consider comparable experience)
5 years of work experience in loan origination/administration
Familiarity with loan administration, accounting and banking applications/software
Financial/accounting skills with the ability to understand and interpret financial statements, historical trends, budgets, projections, management performance, industry and cash flow information.
Additional Requirements:
Ø Strong analytical skills (data analyses)
Ø Excellent excel skills (pivots, lookups).
Ø Strong administrative skills.
Ø Solid understanding of lending products and practices
Ø Negotiation skills
Ø Strong project management planning, organisational & time management
Ø Excellent written and verbal communication and interpersonal skills
Ø Extremely well organized with the ability to effectively multi-task and calmly handle diverse workloads while maintaining a positive customer-focused attitude
Ø Deadline driven (sense of urgency) at all times
Ø Problem solving
Ø Customer satisfaction orientation and sales competencies
Ø Ability to work in a goal-oriented environment
Ø Resourceful and the ability to take initiative
Ø Ability to work in a team and support sub-teams

Please submit your CV with photo as a Word Document and kindly let me know what you are/were earning please?