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Vice President, Credit Risk - Credit Management - Commercial MY

Employer
Association of International Certified Professional Accountants
Location
Federal Territory of Kuala Lumpur, MY
Salary
Competitive Salary
Closing date
Jan 20, 2021

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Job Role
Risk Manager
Sector
Finance
Contract Type
Permanent
Hours
Full Time
Job Purpose

This role resides in the second line of defence. The role is responsible for managing (if applicable) and identifies, evaluates measures, mitigates, and recommends and/or approves non-retail credit risk credit proposals within the Board-approved Risk Posture and Risk Appetite. Oversees monitoring the non-retail credit risk of the assigned portfolios through effectively leveraging of various policies, procedures, frameworks, methodologies, as well as governance and reporting ("Tools").

Key Responsibilities

1) Strategy and Planning

  • Supervise and effectively leverage on non-retail credit risk management Tools including, but not limited to, Rating Methodology, Early Warning Indicators (EWI), Risk Acceptance Criteria (RAC), Country Sector Limit, Stress Testing, JDA Framework and Non-Retail Credit Risk Portfolio Reporting, so as to ensure a robust and independent underwriting, approval and portfolio review process that is aligned with Board approved Risk Posture and Risk Appetite.
  • Keep abreast of market and regulatory developments that could impact underwriting standards and asset quality. Make recommendations for changes in the various Tools as required.
  • Ensure timely initiation of client and/or portfolio reviews using the EWI framework, and timely and accurate classification of Watch List names, inclusive of corrective actions steps by the SBU's.
  • Ensure appropriate application and usage of the Joint Delegated Approval Framework.


2) Business Performance and Management

  • Manage underwriting and portfolio quality by working closely with Business Units to ensure Tools are understood and implemented.
  • Engaged in back testing of program lending programs (if necessary).
  • Work closely and constructively with key stakeholders by building strong relationships and contributing to the Bank's success from a non-retail credit scope.
  • Any other responsibilities / task as assigned by HOD / Deputy HOD from time to time.

    People Management
  • Take an active role in the development of people through the KPI, performance management processes and learning and development opportunities.
  • Be an engaged leader by setting the tone from the top that facilitates an environment of empowerment and motivation.


3) Regulatory Compliance

  • Ensure credit approvals are done in compliance with all relevant regulatory requirements.
  • (Where relevant) to engage with internal/external audits as well as regulators.
  • Be actively involved and encourage the self-identify of operational risk issues. (Where relevant).


Qualifications
  • Possess min Bachelor Degree from a reputable university.
  • Relevant experience is mandatory.



Association of International Certified Professional Accountants

The Association of International Certified Professional Accountants (the Association) is the most influential body of professional accountants, combining the strengths of the American Institute of CPAs (AICPA) and the Chartered Institute of Management Accountants (CIMA) to power opportunity, trust and prosperity for people, businesses and economies worldwide. It represents 650,000 members and students in public and management accounting and advocates for the public interest and business sustainability on current and emerging issues. With broad reach, rigor and resources, the Association advances the reputation, employability and quality of CPAs, CGMA designation holders and accounting and finance professionals globally.

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