Credit Risk Manager - PeeCredit

Employer
PeeCredit
Location
Lagos, Nigeria
Salary
Competitive Salary
Posted
Jan 09, 2021
Closes
Jan 22, 2021
Ref
ac996bb548cd
Job Role
Credit Control
Sector
Finance
Contract Type
Permanent
Hours
Full Time
Job Details

Detailed Description / Requirements
The ideal candidate for this role must be dynamic, proactive and efficient. Candidate must poses a minimum of 4 years' experience in credit risk management in the Finance industry. Candidate must be vast in credit underwriting, credit operations, credit collections and portfolio management. The candidate must also poses intermediate to advanced skills in the use of Microsoft excel.

Credit Underwriting:
  • Creating a full proof underwriting policies and procedures for all loan products
  • Ensuring 100% compliance and implementation of Credit Underwriting procedures and policies
  • Periodic review of underwriting procedures and strategies.
  • Creation and implementation of a Balanced Scorecard and Key Risk Indicators for risk assessment on all loan products
  • Automation of risk assessment process.
  • Able to develop a robust frame work for risk based pricing.

  • Fraud Management:
  • Proactively identify fraud trends that may impact business goals and targets.
  • Research internal and external data to identify risky behaviors and create strategies to minimize fraud.
  • Conduct or coordinate investigations on suspected fraudulent activities and provide recommendations to management and/or respective law enforcement agencies.

  • Portfolio Management:
  • Periodic preparation of Portfolio at risk (PAR) report
  • Periodic preparation of Collections roll rate report
  • Periodic preparation of Collections Cure rate report
  • Periodic preparation of first Payment default analysis
  • Periodic preparation of loan underwriting reports.