Credit Risk Oversight Manager

Employer
Cavendish Maine
Location
Salford, Chipping Norton, United Kingdom
Salary
Competitive Salary
Posted
Jan 06, 2021
Closes
Jan 15, 2021
Ref
1920592133
Job Role
Risk Manager
Sector
Finance
Contract Type
Permanent
Hours
Full Time
Level of qualification
CIMA, Qualified
An excellent opportunity to join a progressive financial services business as Credit Risk Oversight Manager. The role of Credit Risk Oversight Manager reports to Head of Risk. The primary responsibilities are second line of defence including independent oversight and challenge to the business on credit risk matters across the lending portfolios.


Further responsibilities include...

  • Reviewing and reporting upon portfolio level risk controls, credit quality trends, concern/watchlists and KRI.
  • Review and challenge policies and processes for credit risk including underwriting, collections and account management.
  • Reviewing, reporting and ensuring compliance with approved credit policies, processes, procedures and guidelines.
  • Undertake thematic reviews across the portfolios where a specific aspect of credit risk or an emerging risk/trend is examined.
  • Define and recommend an annual plan of assurance activity to cover credit risk across the business.
  • Challenge and recommend improvements to the credit risk appetite framework.
  • Flexible working with the role based at home with occasional trips to Head Office in Cardiff.
About the Company:

A growing financial services company with a competitive range of specialist products for individuals and businesses.

Key Skills/Experience Required:

  • Demonstrable knowledge of FCA and PRA regulation and principles for credit risk coupled with internal controls mindset within financial services/banking.
  • The ideal candidate will have experience of retail mortgage, buy-to-let and commercial finance portfolios.
  • The ability to present high-quality material to Executive and Board level committees.
  • The ability to build effective mutually beneficial relationships with both internal and external stakeholders.
  • The knowledge and confidence to challenge objectively and effect change principles where appropriate.
  • Proven ability to negotiate and influence.
  • Self-motivated with ability to deliver on business critical projects.
  • Flexible working with the role based at home with occasional trips to Head Office in Cardiff.


Salary:

£50k - £65k plus bonus plus benefits

Contact:

Matthew Cooper: Cavendish Maine Recruitment Group

Candidate Care

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