Credit Risk Oversight Manager

Cavendish Maine
Edinburgh, Scotland, United Kingdom
Competitive Salary
Jan 06, 2021
Jan 15, 2021
Job Role
Risk Manager
Contract Type
Full Time
Level of qualification
CIMA, Qualified
An excellent opportunity to join a progressive financial services business as Credit Risk Oversight Manager. The role of Credit Risk Oversight Manager reports to Head of Risk. The primary responsibilities are second line of defence including independent oversight and challenge to the business on credit risk matters across the lending portfolios.

Further responsibilities include...

  • Reviewing and reporting upon portfolio level risk controls, credit quality trends, concern/watchlists and KRI.
  • Review and challenge policies and processes for credit risk including underwriting, collections and account management.
  • Reviewing, reporting and ensuring compliance with approved credit policies, processes, procedures and guidelines.
  • Undertake thematic reviews across the portfolios where a specific aspect of credit risk or an emerging risk/trend is examined.
  • Define and recommend an annual plan of assurance activity to cover credit risk across the business.
  • Challenge and recommend improvements to the credit risk appetite framework.
  • Flexible working with the role based at home with occasional trips to Head Office in Cardiff.
About the Company:

A growing financial services company with a competitive range of specialist products for individuals and businesses.

Key Skills/Experience Required:

  • Demonstrable knowledge of FCA and PRA regulation and principles for credit risk coupled with internal controls mindset within financial services/banking.
  • The ideal candidate will have experience of retail mortgage, buy-to-let and commercial finance portfolios.
  • The ability to present high-quality material to Executive and Board level committees.
  • The ability to build effective mutually beneficial relationships with both internal and external stakeholders.
  • The knowledge and confidence to challenge objectively and effect change principles where appropriate.
  • Proven ability to negotiate and influence.
  • Self-motivated with ability to deliver on business critical projects.
  • Flexible working with the role based at home with occasional trips to Head Office in Cardiff.


£50k - £65k plus bonus plus benefits


Matthew Cooper: Cavendish Maine Recruitment Group

Candidate Care

If your application is successful we aim to contact you the same day to discuss the opportunity in more detail.

Should you not hear from us within 3 working days please assume your application has been unsuccessful on this occasion. However, please feel free to contact us as we may have other vacancies that would better suit your skills & experience.

Also, please do not hesitate to pass Cavendish Maine's details, or a particular vacancy you've seen advertised, onto a colleague/friend as they may benefit from this information and please continue to view our vacancies.