An excellent opportunity is available with a leading financial services business for a Credit Risk Analyst on a permanent basis, to join the unsecured credit risk team. The team are currently working at home until further notice with a phased return to the office planned in due course. This role could also be based from the Gloucester location.

The unsecured credit risk team oversee the way in which the business manages its risks; providing expert advice and guidance to ensure compliance regulation and that they are delivering the best outcomes for customers. You will design and implement unsecured portfolio management strategies that will enable the business to control lending risk, deliver sustainable growth and meet customer needs.

Key

Responsibilities:

• Design and deliver unsecured strategies and routine activities.

• Support growth activities and the delivery of new risk system functionality

• Responsible for providing analysis and insight into portfolio performance and its impact on Impairment and wider business performance.

• Identify and pursue opportunities that mitigate loss and support business growth.

• Generation of key management information to support business direction setting and ensure Risk Appetite objectives are met will be an important component.

• Use tools such as SAS, SQL and Excel at an advanced level to manipulate and interrogate data.

• Apply commercial acumen to interpret their results and produce actionable recommendations.

The Credit Risk Analyst will have experience of insight analysis using tools such as SAS, SQL and excel within a similar role. You will have strong problem solving skill to identify and resolve problems with limited support and have ability to liaise effectively with colleagues within the team and across partnering business functions such as Product, Marketing, Finance and other risk functions. You will display a good understanding of more sophisticated credit risk techniques and have the ability to apply these independently, and have in-depth understanding of technical areas - and broader awareness of other areas, to prepare and analyse credit risk.