Company Description

We're Together, proud to be a Financial Services success story based in South Manchester.

Lending year-in, year-out for over 45 years' we've grown into one of the finance industry's best-kept secrets.

We play our part to turn challenges into opportunities that make our customers' financial ambitions accessible. We understand that for our business to grow, our people must grow.

Together is a business that is never standing-still and provides an exciting place to work for someone who likes to deliver to a high-standard and is comfortable with change.

Job DescriptionWe are now looking to recruit a Senior Pricing & Analytics Product Manager responsible for leading and defining product pricing strategies across the Group through technical / specialist analysis of the product portfolio.

Based from our head office in Cheadle and leading a small team of specialists, you'll ideally be an experienced people manager with a successful track record in financial services, ideally within mortgages. You'll have the ability to build and sustain effective relationships with internal and external stakeholders ensuring strong collaboration, industry understanding and regulatory adherence.

Key Responsibilities

Interrogate the E2E customer experience to support the delivery of business plans;

Lead and translate budget and plans into forecast and volumetrics by channel;

Define the customer challenge, barrier or opportunity that underpins commercial or operational goals;

Lead and define the selection of multiple criteria to examine customer behaviours and marketing delivery;

Lead and provide pricing expertise and consultancy support across the business area to carry out analyses and investigations (independently or through technical leadership) of complex problems, issues and opportunities. Presenting own ideas and views, raising issues an challenging the perceived thinking;

Lead and develop the delivery of pricing elasticity and propensity models;

Lead and maintain sourcing system strategy;

Develop customer insight and contact strategies;

Ensure data is structured and integrated to create a single version of the truth;

Lead the sourcing of data, understand business performance and provide interpretation for balanced commerciality;

Optimise pricing strategies and product constructs;

Lead strong Customer Conduct and TCF values, with adherence to regulation and production of MI;

Lead and manage all regulatory, operational and conduct risks arising from the product set in accordance with the firms risk appetite delivering positive outcomes;

Maintain a good understanding of the conduct risk requirements relevant to the role.

QualificationsExperience

Demonstrable experience in product or marketing management in a financial services company;

Technical experience of developing pricing strategies and models;

Knowledge of the mortgage market, secured loan, BTL or regulated bridging market along with knowledge of the broker market;

Open and collaborative style; must be comfortable working in an environment where ideas are shared and challenged;

Experience of setting a business plan and driving commercial improvements;

Ability to define problems, collect data, establish facts, and draw valid conclusions;

Good people judgement and skills with the ability to motivate and manage well whilst handling conflict and difficult feedback positively/constructively at team and individual level;

Positive and proactive leadership approach, leading by example with a clarity of vision and ability to communicate effectively at all levels;

Accounting or Financial background would be advantageous.

Additional InformationTogether is a specialist lender which offers residential and commercial mortgage loans to niche market segments underserved by mainstream lenders. Together has established itself over 45 years of successful trading as a leading finance provider, thanks to its common-sense approach to lending.

We offer a range of company benefits, including 25 days holiday which can be flexed up/down, pension, life assurance, critical illness cover, health cash plan, private medical insurance, regular team/individual incentives, travel season ticket loans, Ride to Work scheme, free gym access and local bar/restaurant discounts.

Career development opportunities are excellent and where appropriate we offer sponsorship of relevant qualifications.

Please note that all successful applicants will be subject to a Criminal Records Bureau check, a credit check and a Fraud Prevention database check.