Credit Analyst

Job Market - Insurance

Credit Analyst - About the role

This role provides analytical support to Political Risk and Credit Underwriters, including responsibility for credit transaction and portfolio modelling, analysis of credit risks and the interrogation of bank / client modelling.

Credit Analyst - Core duties

Credit Analyst Provide actuarial / credit risk assessments to Underwriters, specifically emerged and emerging market corporate and sovereign structured credits, with focus on senior debt and recovery.

Example transactions include:

Emerged market project finance, concentration in the energy sector

Reserve based lending, borrowing base lending, LCs and commodity pre-export financing

Consumer finance dynamics, e.g. credit card, auto loans and mortgage products

Acquisition Finance, Mergers and LBOs

Explore capital relief benefits of credit insurance structures

Portfolio/ segmental profitability analysis

Cash flow modelling

Monte Carlo simulations and correlation assumptions to assess risk in derivative transactions and multiname portfolios

Present to team meetings (& internal management as required) on variety of macro-economic trends, industries and commodities, including market dynamics and outlook

Join underwriters on calls and in meetings with clients and brokers

Ad hoc support and Credit-risk related projects

Credit Analyst - Key requirements

CFA or Part-Qualified Actuary

Mathematics degree

Insurance specific experience working with actuarial techniques

Exposure to credit and political risk insurance and/or experience working in a financial institution on a range of products

Advanced Excel

Bloomberg