The Credit Analyst for the Enterprise Division has the following key responsibilities:

Credit Analysis

Responsible for the completion and submission of Credit Memos to the Credit Risk Manager forapproval

Must ensure that loan applications sent for approval have the complete set of required documents as stated in the checklist provided in the Credit Policy

Responsible for identifying all possible risks associated with advancing each facility and providing mitigants for risks identified.

Reporting and Statistics

Responsible for generating the following reports for the division:

o Sales performance: per RM, per Branch and per sector

o Product performance

o Portfolio Quality

o Special Projects

Knowledge, Skills, and Abilities Required:

HND or Degree in a related field

Good analytical skills

Must have integrity

Previous experience in a similar role in a reputable institution would be advantageous.

Must be focused, organized and able to meet deadlines

Must take pride in delivering quality every time.

Skills / Attributes

Analytical and hard working.

Self-motivated.

Excellent communication and interpersonal skills.

Team spirit is essential.

Excellent management skills;

Neat and organized person.