Moneybarn helps thousands of people every month to a better life on the road. We provide vehicle finance to customers across the UK who struggle to get loans from mainstream lenders, but need a quality, reliable vehicle to carry out their day-to-day lives.

Our hard work has seen us win many major industry awards over the years, including Best Company to Work for in Car Finance 2019 and Non-Prime Lender of the Year 2019.

We are hiring for a Pricing & Commercial Analyst to join our busy Finance team.

Reporting to the Senior Pricing & Commercial Analyst, you will be responsible for maintaining the product lifecycle, from proposal to maturity, through detailed analysis and reporting. In addition to this you will also provide financial support and analysis to business cases and key strategic projects.

The salary range for this role is £25,000 - £30,000 per annum (depending on experience).

What you'll do in the role:

• Maintain lifecycle profitability models to provide financial evaluation by channel, tier & asset class, updating & calculating key drivers as relevant.
• Production of month end unit profitability pack, highlighting key trends & risks to Finance Director & Executive team
• Financial evaluation of new pricing & product proposals
• Provide financial analysis and recommendations for key business cases and strategic projects, e.g. score card implementation & retention strategies, considering potential impacts on customer, volume & profitability
• Carry out appropriate user testing of agreed pricing/project changes
• Carry out post implementation reviews for pricing/project changes, investigating key variances & reporting to the relevant manager to ensure that remedial action is taken
• Identify and monitor emerging issues and trends communicating effectively with the affected managers
• Adhere to FCA guidelines

We're looking for:

Essential:

• Experience in the production, analysis and presentation of relevant information & reporting for use at all business levels
• Part qualified accountant / or by experience
• Ability to clearly explain outputs to all stakeholders in a manner that is easy for them to understand
• Experience of creating and implementing processes and procedures.
• Advanced Excel skills with experience of data and system analysis including the generation of reports & SQL understanding
• Excellent organising/planning skills with the ability to coordinate and manage multi-task projects. and organise workloads in a structured and logical way, working to tight deadlines
• Able to manage stakeholders' needs and expectations and use influencing and negotiation skills, where required
• Able to seek out and implement innovative ways of enhancing the models used
• Strong stakeholder engagement/Business partnering experience

Desirable:

• Statistical/ Mathematical background
• Experience of working in other financial services sectors