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Senior Credit Risk Analyst

Employer
Harnham
Location
Little London, Heathfield, United Kingdom
Salary
Competitive Salary
Closing date
Sep 18, 2020

View more

Job Role
Credit Control
Sector
Finance
Contract Type
Permanent
Hours
Full Time

Senior Credit Risk Analyst
London
£40,000 - £65,000

A fast-paced and fast-growing fintech start up focusing on a niche industry within the Unsecured lending space. They are on the back of a big funding round earlier this year, highlighting investor confidence in the business model and world class leadership team.

THE ROLE

Key to these plans is hiring a Senior Credit Risk Analyst to help grow the portfolio within risk appetite. The focus will be on:

  • - Designing data-driven underwriting strategies
  • - Increasing customer originations whilst balance credit risk of new customers
  • - Growing the portfolio whilst monitoring risk profile and optimising portfolio performance
  • - Use analytical and technical skills to interrogate data and drive insight into strategy and portfolio performance
  • - Optimise use of external credit reference agency data to enable better decision making
  • - Present ideas to senior management team

YOUR SKILLS AND EXPERIENCE

  • - Numerate degree from a accredited university
  • - Experience using SAS, SQL, R or Python
  • - Experience working within a consumer credit risk role within the UK
  • - Experience using 3rd part credit data (Experian, Equifax, TransUnion or other etc)
  • - Experience developing or amending Credit Risk Strategy or Policy
  • - Experience working with unsecured lending products like retail cards or loans is preferred
  • - Experience working on Underwriting and Acquisitions (such as affordability tools, score cut-offs etc) in a growth portfolio would be ideal

KEYWORDS:

Credit Risk, Experian, Equifax, TransUnion, Underwriting Strategies, Acquisition, Affordability, Scorecards, Portfolio Analysis, Cards Loans, SAS, SQL, R, Python

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