Credit Analyst


Location:
Stockport
Pay Rate: £12.60

Pertemps are recruiting on behalf of Lloyds Banking Group for an Administrator. If you want to join a leading bank, committed to supporting customers, communities and businesses for over 320 years then read on. The Risk Division is at the heart of Lloyds Banking Group's strategy to become the best bank for customers, for investors, shareholders and our people.

This role sits within the LexAutolease Business - the UK's largest vehicle leasing and fleet management company. The team are responsible for credit risk across the lifecycle, optimising the risk/reward trade-off and helping the businesses shape strategy to deliver sustainable profitability. The team plays an important role in helping customers get their dream car, making sure decisions are right for customers and delivering value for shareholders.

To be successful in this role, you will thrive in working as part of a team, in a busy environment. You will have strong attention to detail, be confident in taking care of queries by telephone and email and have a Customer perspective.

You'll need to be organised and be able to effectively prioritise.

ROLE:

• 6 month temporary role with a possibility of extension or potential to go permanent
• Working patterns: Monday-Friday between 08:00 to 18:00
• 35 hours a week

KEY

RESPONSIBILITIES:

• Undertake noncomplex sanctioning responsibilities within a delegated lending authority (DLA). This involves determining the acceptability of proposals and providing recommendations or alternative solutions where appropriate where appropriate, whilst also considering customer needs and business objectives.
• Ensure the main influencing factors and sanctioning comment is accurately recorded when reaching proposal decisions.
• Prepare meaningful documents for more senior Underwriters, liaising with third parties as appropriate to ensure availability of fullest possible information.
• Undertake designated technical support and more complex administrative tasks such as data compilation, reconciliation, research, analysis and reporting.
• Provide mentorship on a range of technical and procedural queries, using own judgement and interpretation as required, to ensure partner requirements are satisfied.
• Make recommendations for improvement to decision tools and processes, procedures and systems.
• Build and maintain contacts across the business unit in order to identify customer requirements and provide appropriate support and guidance

SKILLS:

• Excellent analytical skills
• Ability to make informed decisions
• Committed to continuous improvement and comfortable contributing to the team
• You will need an understand of Credit Risk a broad business understanding
• Attention to detail is key

• Ability to embrace 'in the moment' coaching to develop your skills and knowledge
• Adaptable to change and willing to embrace new ideas

WHAT'S IN IT FOR YOU?

• Paid training
• Great rates of pay
• Potential for extension or a permanent position
• The opportunity to work with some of the most influential and experienced managers in the banking industry

If this sounds like you, we'd love to hear from you!

If you are successful you will be required to pass a CREDIT CHECK and DBS CHECK