Credit Analyst Wholesale Credit Risk

Chennai, IN
Oct 22, 2019
Oct 23, 2019
Contract Type
Full Time
Level of qualification
CIMA, Newly qualified, Qualified
Credit Analyst Wholesale Credit Risk- Chennai Hiring for A Leading Private Sector Bank 3 - 8 Years Chennai Job Description Our prestigious client which is a well known leading private sector bank has an opening for their organization. Following are the details Job Title Credit Analyst- Wholesale Credit Job Purpose To assess, evaluate and review credit proposals as a first-level officer for the CBG/ ECG deals which is referred to wholesale credit involving various products like Term Loans, Trade Finance, CC, ODs, and PSR Complete ownership of an assigned portfolio of accounts including regular monitoring, early warning identifications, deferral tracking and working on appropriate account strategy in conjunction with Business and Credit teams in line with the banks risk appetite Job Responsibilities Appraisal of Proposal Review credit proposals (CAMs/ Interim CAMS) submitted by the business on the assigned set of accounts and assess the risk involved comprehensively. To convey a clear opinion regarding the feasibility of the proposed transaction/ proposed facilities, from risk point of view, covering business model, industry risk, structure, financial risk Awareness of the product proposed and suitability to the client needs Maintaining Complete/accurate CAM's / Coverage and Intensity of Diligence & Adherence to Credit Policy and extant regulatory guidelines. Portfolio Monitoring Ongoing monitoring of accounts including tracking developments in the industry and the account to identify stresses early and work with business and risk teams in devising appropriate mitigation strategies wherever required. Advanced detection before SMA / Rating downgrade / default Focused housekeeping which involves follow up on clearing deferrals/ overdue/delays appearing in daily MIS circulated by Operations team. To identify and closely monitor accounts which are in stress, in order to devise and implement account strategy. The appropriate level of the client calling to develop a strong understanding of client business and industry dynamics. Educational Qualifications MBA/CA/FRM/CFA Experience Required Experience of 5 years in credit risk management in wholesale banking from reputed financial house Exposure to banking preferable Salary Not Disclosed by Recruiter IndustryBanking / Financial Services / Broking Functional AreaFinancial Services, Banking, Investments, Insurance Role CategoryCorporate Banking RoleCredit Analyst-Corporate Banking Keyskills Credit Analysis Credit Analyst Banking Credit Risk Credit Monitoring Desired Candidate Profile Please refer to the Job description above Company Profile RiverForest Connections Private Limited Hiring for A Leading Private Sector Bank