Job Detail Job title Credit Manager Location Multiple locations across India. Description The credit manager position is accountable for the entire credit granting process, including the consistent application of a credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers, with the goal of optimizing the mix of company sales and bad debt losses. Specific Responsibilities Quality and uniform credit appraisal, underwriting and recommendation of loans Ensuring that all credit processes are followed and policy norms are implemented Checking disbursements and ensuring collateral perfection Credit TATs within acceptable levels Ensuring timely decision of cases Ensuring a quality credit portfolio Make regular analysis reports to track delinquency and correlate the same with various parameters across the companys portfolio Work closely with various teams like sales, collections and operations to constantly improve the credit processes Monitor the login to disbursement process Provide recommendations to management for review of the credit policy Help the management team in developing new products Maintain deviation records and track