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CREDIT ANALYST: WORKOUTS & RESTRUCTURING - Gauteng, Centurion

Employer
M-Ploy Global Resourcing
Location
Centurion Centurion, Gauteng Tshwane, South Africa
Salary
Competitive
Closing date
Mar 7, 2025
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Job Role
Credit Control
Sector
Finance
Contract Type
Permanent
Hours
Full Time
CREDIT ANALYST: WORKOUTS & RESTRUCTURING

PURPOSE
  • Workout & Restructuring Business Area and the delivery is based on all credit risk matters related to the workout & restructuring portfolio
  • Carry out quality credit assessment, present sustainable solutions and manage the credit risk of a portfolio of clients within the W&R portfolio
  • To perform quality credit assessments and submissions for the allocated portfolio within workout & restructuring applications and mitigate any potential risk on behalf of the company in accordance with the approved Credit and W&R Policies and the delegated level of power
    QUALIFICATIONS
  • 3-year Tertiary Qualification (Commerce) Majors Accounting; or a 3-year Credit Management Diploma
    EXPERIENCE
  • Relevant credit assessment experience
  • Thorough knowledge of the -
    o
    NCA, CPA, FICA and related credit regulatory requirements
    o
    The primary and secondary agriculture sector finance.
    o
    Appraisal of credit proposals and deal structure for: assets finance, working capital, back ward and forward integration finance
    JOB DUTIES / RESPONSIBILITIES
    Credit Assessment and Risk Management
  • Carrying out full credit assessments within allocated portfolio
  • Checking the credit submission for completeness, including accompanying documents in terms of the approved loan guidelines.
  • Ensuring that all relevant information and documentation has been received from the operations as per the agreed checklist
  • Following up with the branches to ensure that all supporting documentation is complete
  • Ensuring that loan applications conform to the set standards, highlight anomalies and suggest corrective measures
  • Aligning products to the purpose of the loan and the Credit Policy to suite customer's

Desired Skills:
  • Credit Management

Desired Work Experience:
  • 5 to 10 years

Desired Qualification Level:
  • Degree

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