CLIENT BANKING ANALYST (COMMERCIAL BANKING & TRANSFORMATION)
(1 Position for each location)

JOB LOCATIONS:
1. VREDENDAL
2. UPINGTON
3. KROONSTAD
4. GEORGE
5. DOUGLAS
6. CRADOCK
7. BETHELEHEM

PURPOSE

• To work closely with the Relationship Manager and Provincial Head to package the credit submission documents for Credit Committees.
• To act as consolidator of inputs from team members in the development of the business case for loan applications - inclusive of working on a team-basis with members of the team in the Provincial Office and the Credit Analysts in the Risk Management Division.
• Financial Modelling, Analysis & Deal structuring.
• To provide recommendations on the viability of the loan application based on analysis and interpretation of, amongst others:
  o The business case
  o Financial statements - inclusive of cash flow projections
  o Risk Considerations and Mitigation thereof
  o Security and Collateral
  o Development, Social and Environmental Impact considerations
  
• To provide a first level quality assurance function on the applicable policies and procedures related to the transaction under consideration.
  
• To provide first level quality assurance across key systems used by business such as SAP,CRM and Acceleris..

QUALIFICATIONS

• NQF Level 5:
• or Relevant three year qualification - BTech in Credit or Risk Management
• or - Undergraduate Degree in Commercial / Business Sciences / Risk Management / Investment Management.

Desired Skills:

• Financial Modelling
• Analysis & Deal structuring.

Desired Work Experience:

• 5 to 10 years

Desired Qualification Level:

• Degree

About The Employer:

JOB LOCATIONS:
1. VREDENDAL
2. UPINGTON
3. KROONSTAD
4. GEORGE
5. DOUGLAS
6. CRADOCK
7. BETHELEHEM