• Credit policy formulation, amendment and clarifications to front end team for secured Loans.
• Regular Portfolio monitoring and bringing up the recommendations based on insights for necessary changes.
• Robust knowledge of end-to-end process and LOS is must. Experience in digitization and automation of credit and allied processes.
• To manage the MIS function such that quality of portfolio is ensured.
• Rationalizing and simplifying processes and policies, in line with business requirements.
• Credit Administration of credit processes, create hind sighting strategy supervises the outcomes.

Competencies -

• Have strong business understanding of the retail lending business in India and understanding of the regulatory landscape
• Strong experience in establishing and managing high-performing teams with a collaborative leadership approach.
• Outstanding communication skills, both verbal and written

Skills:- Financial risk management, FRM, Operational risk, Credit Policy, Credit Analysis, Credit Assessment, Risk Engineering and Model Validation