Introduction
To lead a team of Credit Analysts as a Chartered Accountant (Finance Business Partner), ensuring optimal credit management and compliance within the organization. This role will provide strategic financial insights and guidance aligned with the organization's credit objectives.

Duties & Responsibilities

Leadership and Team Management

• Manage and mentor a team of Credit Analysts, fostering a high-performance culture and promoting professional development.


• Oversee the recruitment, training, and performance management of team members.

Strategic Credit Analysis and Management

• Conduct comprehensive credit assessments and evaluations to support sound lending decisions.


• Develop and implement credit policies and procedures that align with organizational goals and regulatory requirements.


• Provide financial insights and recommendations to drive business strategy and improve credit performance.

Financial Reporting and Compliance

• Ensure compliance with IFRS and relevant financial regulations related to credit management.


• Prepare and present reports on credit performance to senior management and stakeholders, highlighting key findings and recommendations.


• Monitor credit risk exposure and develop strategies to mitigate identified risks.

Stakeholder Engagement and Collaboration

• Collaborate with internal and external stakeholders to enhance the credit assessment and management process.


• Act as a subject matter expert on credit analysis, providing strategic financial guidance to business partners and executives.

Desired Experience & Qualification

• Education:
  
  
  
  • Honours Degree in Accounting (Financial Accounting or Commerce).
  
  
  • Qualification as a Chartered Accountant (CA) or Chartered Management Accountant (CIMA) is mandatory.
  
  
  
  


• Experience:
  
  
  
  • 3-4 years of experience in credit analysis or management, preferably in the financial sector
  
  
  • Strong understanding of credit practices and finance business partnering.
  
  
  
  


• Skills:
  
  
  
  • In-depth knowledge of IFRS and its application in credit management.
  
  
  • Strong analytical and numerical reasoning skills.
  
  
  • Excellent interpersonal and communication skills, with the ability to engage effectively with various stakeholders.
  
  
  • Proven ability to lead and develop teams.
  
  
  • Strong commercial acumen and decision-making capabilities.