SENIOR CREDIT RISK ANALYST

POSITION TYPE 12 Months Fixed Term Contract

JOB PURPOSE

To perform detailed quantitative and qualitative credit analysis and insightful reporting with recommendations. In addition, contribute to the management of the companies Credit Risk by providing information and analytical support for the effective monitoring and control of risk exposure.
QUALIFICATIONS

• Bachelor's degree in Finance or Risk.
  EXPERIENCE
• Minimum 3 years of working experience in the Credit Risk environment
• High-level understanding of the concept of credit risk management
• Report writing skills
• Good technical capability in the use of SQL and MS Word and Excel;
• Good communication skills to be able to effectively communicate complex processes and outputs to colleagues with varying levels of technical knowledge
• Able to build relationships and networks both internally and externally
• Self-starter with the ability to work under pressure;
• A logical approach to problem solving in relation to both technical and business issues..
  JOB DUTIES / RESPONSIBILITIES
• Produce accurate risk reports with commentary and in the correct format
• Perform credit and background searches on applicant companies and the entrepreneurs and directors and prepare a credit and background checking report
• Rate transaction using the risk rating model
• Run the pricing model to propose a final deal pricing having considered risk ratings
• Support continuous development of credit risk capability through feedback in discussions and observations in different forums as appropriate
• Recommend improvement actions where appropriate.
• Support the building and development of credit metrics, as well as projects to deliver credit risk control
• Attend credit committees
• Perform other ad hoc duties as requested

Desired Skills:

• working experience in the Credit Risk environment
• Credit risk
• Credit Risk Analytics
• Credit Risk Management
• High-level understanding of the concept of credit risk management

Desired Work Experience:

• 5 to 10 years

Desired Qualification Level:

• Degree