To perform detailed quantitative and qualitative credit analysis and insightful reporting with recommendations. In addition, contribute to the management of the companies Credit Risk by providing information and analytical support for the effective monitoring and control of risk exposure

Reporting:-

• Produce accurate risk reports with commentary and in the correct format.
• Perform credit and background searches on applicant companies and the entrepreneurs and directors and prepare a credit and background checking report.
• Rate transaction using the risk rating model.
• Run the pricing model to propose a final deal pricing having considered risk ratings.
• Support continuous development of credit risk capability through feedback in discussions and observations in different forums as appropriate.
• Recommend improvement actions where appropriate.
• Support the building and development of credit metrics, as well as projects to deliver credit risk control.
• Attend credit committees.
• Perform other ad hoc duties as requested.

Qualification Requirements:-- Bachelor's degree in Finance or Risk- Minimum 3 years of working experience in the Credit Risk environment

Personal Attributes:-
Cognitive Competencies-

• Analysis and Attention to detail
• Conceptual/Big Picture thinking
• Focused and Sustained attention
• Problem solving
• Tolerance of ambiguity

Intrapersonal Competencies-

• Excellence/ Quality Orientation
• Rule Orientation
• Ethical Judgement
• Flexibility
• Drive and Results Orientation
• Time and Self-Management

Interpersonal Competencies-

• Time and Self-Management
• Interpersonal Agility
• Building relationships
• Teamwork
• Engaging diversity

Communication Competencies-

• Conflict Management
• Presentation and Facilitation
• Verbal and Written Communication (incl. Listening)

Functional Competencies-

• Commercial and Financial Acumen
• Process and Technological Competence
• Safety and Security Orientation
• Mathematical Acumen

Desired Skills:

• Credit Risk environment experience
• Credit risk management understanding
• Report writing
• SQL
• MS WORD
• EXCEL

Desired Qualification Level:

• Degree