About The Role

12 Month Fixed Term Contract/ Secondment

We are seeking an experienced Financial Crime Operations Officer to join our growing Financial Crime Operations team and undertake the first line of defence financial crime activities across multiple products and business units in accordance with internal standards, quality measures and agreed service level agreements.

This role can be based in either our Solihull or Cardiff office and we are a Hybrid working business. You will work a flexible shift pattern within the hours of 8.00am-6.00pm Monday - Friday, 9.00am - 6.00pm Saturday and 10.00am - 5.00pm Sunday (1 in 4 weekends).

Key Responsibilities

• Act as first line point of contact for business queries in relation to anti-money laundering, terrorist financing, fraud as well as anti-bribery and corruption.
• Consider responses received from customer screening activities - including but not limited to, politically exposed persons (PEPs), sanction and enforcement action.
• Identify applications that pose an additional risk to the business and undertake relevant actions to mitigate the risk including completion of enhanced due diligence, escalation to compliance officers etc.
• Conduct risk sensitive ongoing monitoring on all customers that posed an increased risk and are onboarded in accordance with the Group’s risk appetite.
• Review transactions on a risk sensitive basis raising any indicators of suspicion accordingly.
• Investigate suspicious activity reports raised on the team or received from the business. Where required, submit reports to the National Crime Agency (NCA).
• Liaise with law enforcement and relevant authorities to assist in their pursuit to prevent, detect or apprehend offenders.
• Investigate complex fraud matters - undertake relevant checks directly with customers, retailers or enforcement agencies where appropriate.
  
  

What You Will Bring

• Experience of working in a financial crime function, preferably within a financial services environment.
• Understanding of the UK financial crime legal and regulatory framework.
• Previous experience in investigating Suspicious Activity Reports (SARs), DAMLs, and making disclosures to the National Crime Agency (NCA).
• Logical thinker with an attention to detail.
• Strong oral and written communication skills.
• Ability to work off own initiative and prioritise workload.
• Previous experience in PEP and Enforcement screening.
  
  

How You Will Be Rewarded

Along with a competitive annual salary, we offer;

• Annual bonus scheme
• Flexible hybrid working policy
• Life assurance
• Matched pension contributions
• 25 days annual leave plus bank holidays and your birthday off, on us!
• A wide range of flexible benefits from Cycle2Work to private healthcare
• Free fruit and hot drinks throughout the day
• Paid volunteering days and matched charity fundraising
• Free parking
  
  

Everyone is different. Everyone is valued.

As part of our vision to become the most trusted specialist lender in the UK, we’ve been helping customers and businesses fulfil their ambitions s ince 1952 . In that time, we’ve learned that we’re more than the sum of our parts. We’re a strong Group because of our people and our strengths; specialist, expert, ambitious and also diverse . All of our people are different, and this is something we celebrate .

Every one of our employees brings unique talent, ability and perspective to their role.

That’s why Secure Trust Bank Group nurtures differences. We understand that we perform better because we’re not cast from the same mould. We actively embrace and support diversity, work with leading industry bodies and promote initiatives that reinforce our philosophy of giving you the freedom to be who you are.

We’re an award-winning bank providing savings accounts and lending services to over one million customers. We’re Secure Trust Bank Group. We embrace difference.

Notes/Brief For Recruitment Team

About The Company

Our customers are at the heart of everything we do, but we can’t achieve our customer focused strategy without the right people in our team.

At Secure Trust Bank, we know that people are our biggest investment, which is why a career with us is not just a job. It’s the chance to be part of something bigger, to add real value to the Bank and help us constantly improve, in order to achieve our ambition of becoming the best bank in Britain. We believe in giving our staff autonomy, with initiative and exceptional performance recognised through a variety of individual and team awards and incentives. All our employees have a tangible impact on the Group’s core values, and we are looking for candidates who are enthusiastic, proactive and enjoy working in a fast paced environment. So join us as we strive to Grow, Sustain and Love the way we work.