Experience: -

2years to 4 Years

Education Qualification:-

Degree Or Equivalent

Preference: -

US Mortgage Process (Only Night Shifts)

Work From Home/Remote.

CTC Details

4 LPA to 5.5 LP

Key Required Skills:-

• Ability to read various documents involved in Closing, Funding and Underwriting.

• Expertise in Origination, Due Diligence, Pre-Purchase Review or Underwriting process.

• Analysing Credit and Income

• Knowledge on Documents, Loan Origination Cycle

• Excellent knowledge on ATR/QM, RESPA, TRID and mortgage compliance regulations

• Should aware of Fannie Mae, Freddie Mac, FHA and VA guidelines

• Ability to make decision based on situation with Customer Service Skills

Job Roles and

Responsibilities:


• Review and analyse the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors.

• Knowledge of Loan Origination Cycle- Loan Application, Origination, Due Diligence, Pre-Purchase Review or Underwriting process

• Knowledge of different types of mortgages and its functioning and ability to read various documents involved in Closing, Funding and Underwriting

• Review the loan documents using the Pre-Purchase Review checklist for completeness and accuracy.

• Strong knowledge of ATR/QM (Ability-to-repay/Qualified Mortgage), RESPA (Real Estate Settlement Procedures Act), TRID (TILA-RESPA Integrated Disclosures)

and mortgage compliance regulations

• Review all loan types including Conventional, FHA (Federal Housing Administration), VA (Veterans Affairs) & USDA (U.S. Department of Agriculture)

• General knowledge of Fannie Mae, Freddie Mac, FHA and VA guidelines a plus

• Add suspense conditions in a clear concise manner in LOS for any deficiencies noted as part of the above review.

• Strong Customer Service Skills, Detail Oriented with good analytical skills and the ability to make decisions based on the situation.

Qualification & Experience • Degree or Equivalent • 2 - 10 years of experience in PPR / Underwriting • Should be flexible working in night shifts • Good written and oral communications skills in English.

Skills: Review, pre purchase inspections

Experience: 2.00-7.00 Years