• Preparing credit applications / annual reviews of counterparties to assess their credit quality, recommending appropriate credit limits, obligor rating, terms and conditions that address client credit risk and transaction risk.

• Assure Annual Reviews and obligor risk ratings of assigned portfolio are done within prescribed timelines.
• Assure post approval activities and other credit related tasks are completed on time.
• Interact regularly with onshore stakeholders on deliverables and timelines and deliver as per expectations.
• Reviewing all relevant legal documentation (ie credit agreements, Guaranty, ISDA, CSA) and proposing changes as necessary to comply with SG policies.
• Ensure compliance with all applicable regulatory requirements and credit policies for the portfolios assigned.
• Perform ongoing monitoring of client credit quality to identify a possible deterioration of credit quality including monitoring covenants and watch list triggers.
• Assist Team Lead in managing workload. Be proactive to take up ad-hoc and complex assignments while not impacting the scheduled annual reviews.

Profile required

• 4-8 years of relevant experience
• Strong financial analytical skills and understanding of accounting (local GAAP and IFRS), legal, and regulatory issues governing relevant sectors
• Good understanding of various legal agreements (term sheet, Credit Agreement, ISDA CSA, GMRA, GMSLA, SBLC agreement) and ability to assess credit terms and conditions, including financial covenants, security and collateral
• Knowledge of capital markets / traded products, commercial financing facilities and investment banking products
• Strong writing skills particularly assessing and summarizing financial transactions (credit requests, covenant waivers, etc) and making a recommendation
• Ability to prepare financial models / forecasts for various scenarios
• Ability to complete work with minimal or no supervision and accommodate shifting priorities
• Proficiency in MS Word, MS Excel, MS PowerPoint
• Knowledge of market data tools like Thomson Reuters, Capital IQ, Bloomberg, SNL, etc has context menu

Skills: Ms Excel, Accounting, Ms Word, Writing Skills, Regulatory issues, Capital Markets, Financial Models, Ms Powerpoint, Legal

Experience: 4.00-8.00 Years