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Credit Analyst

Employer
Confidential
Location
Mumbai Mumbai Maharashtra, Maharashtra, India
Salary
Competitive Salary
Closing date
Sep 11, 2024
View more categoriesView less categories
Job Role
Credit Control
Sector
Finance
Contract Type
Permanent
Hours
Full Time
Evaluating the financial position of clients by reviewing data, including financial ratios, with a view to

automating the process

A Credit Analyst would also be responsible for closing deals with lenders and borrowers. It would have

sales approach of closing the deal including follow up for sanctions and then disbursal.

Analyzing clients' credit data and financial statements, Bank statements in order to determine loan

eligibility.

Review credit applications and perform credit checks.

Keeping credit files and clients' information up to date by completing documentation, preparing detailed

reports, and maintaining detailed records.

Checking of documents & follow up with borrowers for submission of documents.

Ensuring that documents are consistent and uphold the Lender's standards.

Follow up and reviewing KYC documentation and identify efficient ways to acquire, test, and normalize

data

Check financial accuracy and perform key ratio analysis

Interaction with borrowers for understanding their Debt requirement.

Interaction with lenders for understanding their in-detail policy parameters, qualifying the loan

applications, following up on the applications in progress with a successful closure mindset.

Sales-driven approach for achieving higher sanctions & disbursement targets.

Skills: Credit Analysis, Documentation, Financial Statements, Ratio Analysis, Sales

Experience: 2.00-4.00 Years

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