Reference: NFR004429-CPi-1

A Credit Analyst is needed in Midrand.Duties & ResponsibilitiesOur client is currently seeking a Credit Analyst to join their finance team in Midrand. They are looking for a Credit Manager to run the lending operations of their growing business. You will be responsible for strategic planning and managing the debtor's team, which provides services across the group.

Duties:

• Weekly, monthly, quarterly, semi-annually and annual reporting to senior management on lending activities
• Prepare reports for Board and external stakeholders
• Implement loan origination strategies with lending team
• Review and recommend credit applications and transactions within assigned credit limits in a timely manner
• Review approval letters and loan agreements to ensure credit terms and conditions are recorded
• Review and recommend disbursements according to policies and guidelines to ensure lending conditions are met
• Support the healthy and sustainable growth of a profitable loan portfolio by ensuring the credit granting and implementation is within the company's prescribed asset quality standards
• Maintain records of loan applications
• Support Loan Officers to ensure client and other stakeholder satisfaction
• Respond to and resolve escalated issues raised by the Loan Officers
• Contribute to the development and implementation of sound SME lending guidelines and policies
• Invoice discounting

Qualifications & Experience:

• Bachelor's Degree or Diploma in business or a related field
• Minimum 5 years SME lending experience is required
• Additional SME support services experience is considered advantageous
• Strong communication and leadership skills
• Understanding of commitment letters and other legal documents from a credit perspective
• Financial Statement analysis experience
• Sound credit judgement and the ability to come up with well thought-out solutions to mitigate credit risk
• Understanding of SME lending practices and end-to-end credit process
• Analytical skills and attention to details

If you are interested in this opportunity, please apply directly. For more finance jobs. Please visit www.networkrecruitment.co.za
If you have not had any response in two weeks, please consider the vacancy applications unsuccessful. Your profile will be kept on our database for any further suitable roles/ positions.