Introduction
Unlock Your Potential as a Credit Risk Manager

Are you ready to elevate your career in banking and lending? Join our dynamic team where your expertise will drive superior client service and growth. We are seeking a skilled Credit Risk Manager to enhance our client base while maintaining a strong credit risk appetite.
Duties & Responsibilities
Innovative Solutions: Propose alternative funding solutions and recommendations based on thorough analysis and credit policy guidelines.

Team Leadership: Oversee daily activities, manage performance, and build intellectual capital through training, coaching, and mentoring.

Stakeholder Engagement: Build and maintain relationships with stakeholders by offering specialized credit risk management advisory services.

Client Management: Ensure client expectations are met within defined Service Level Agreements (SLA) and parameters.

Compliance and Risk Management: Sanction credit decisions in line with policy guidelines, strategies, and mandates; manage credit risk across diverse portfolios.

Policy Enhancement: Recommend and implement changes to credit policies, procedures, and systems in response to evolving legislation and industry conditions.

Portfolio Analysis: Develop and present comprehensive portfolio reviews based on Management Information Systems (MIS).

Risk Identification: Analyze financial, market, and business information to identify and address credit risks.

Quality Assurance: Review and ensure the accuracy of credit applications, reviews, and portfolio reports.

Continued Responsibilities:

Professional Development: Identify and pursue relevant training and career progression opportunities.

Knowledge Sharing: Disseminate industry trends and insights with the team and stakeholders.

Process Improvement: Advocate for and support the development of new or enhanced processes to benefit stakeholders.

Cultural Contribution: Engage in initiatives that support the company's transformation goals and corporate responsibility efforts.

Business Process Optimization: Recommend and implement effective strategies to enhance business processes and systems.
Desired Experience & Qualification
Preferred Qualifications:

BTech in Credit Management or Post Graduate Qualifications

Essential Certifications:

CA, CFA, MBA

Minimum Experience Level:

5 years of extensive experience in credit granting across banking and lending products

Technical/Professional Knowledge:

Banking Knowledge

Business Principles

Communication Strategies

Data Analysis

Governance, Risk, and Controls

Research Methodology

Decision-Making Processes

Business Acumen

Portfolio Management

Industry and Economic Trends
Interested?
Ready to make a significant impact? Apply now and be part of a forward-thinking team where your skills will shape the future of client service and credit risk management.