SMC Finance is looking for Manager - Credit to join our dynamic team and embark on a rewarding career journey.Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity.

Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms.

Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations.

Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria.

Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults.

Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts.

Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns.

Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders.

Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities.

Skills: Credit Underwriting, Risk Assessment, Customer Relationship Management, Credit Analysis, Credit Monitoring, credit reporting , Collateral Management, Debt Recovery

Experience: 5.00-7.00 Years