• Appraise /underwrite the loan.
• Manage the entire credit application process.
• Manage quality of portfolio
• Evaluate potential customers creditworthiness, bank statements, GST recordsto evaluate borrowers income & expense data.
• Maintain detailed records of loans.
• Approve or reject loan requests from customers as per set standards.
• Create a credit scoring model to assess risks.
• Collect credit and varied documents from customer as well as third parties require to support decision of loan approval.
• Physical PD to loan applicant (Shop, Stock, Books/Register, Balance sheet, ITR, Bills etc.)
• Proven 2 yrs. work experience as a Credit Manager (Banking/NBFC)
  
• Solid understanding of lending procedures
  
• Negotiation skills
  
• Excellent analytical skills.
  
• Good communication skills.
  
• Detail orientated..

Skills: Negotiation Skills, Credit Manager, Analytical Skills, Communication Skills

Experience: 2.00-4.00 Years