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Manager: Credit

Johannesburg Johannesburg Gauteng, South Africa
Closing date
Jun 26, 2024

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Job Role
Contract Type
Full Time
Requisition & Specialist Recruiter Details

REQ 134350 - Twanette Coetser

Closing Date - 25 June 2024

Location & Cluster

Total Business Banking and Retail - Credit Value Management - RBB Centralised

135 Rivonia, Sandton, Gauteng

Career Stream

Credit Management

Leadership Pipeline

Manage Self: Professional

Manager: Credit

Job Purpose

To recommend and or grant credit in order to place quality assets on to the book and continued risk management across Nedbank.

Job Responsibilities

  • Validate client and supporting information by assessing the contents of the documents.
  • Analyse credit applications by assessing serviceability of the funding applied for.
  • Approve funding by making decision based on the credit policy guideline in conjunction with relevant Nedbank strategy and the analysis based on the information provided.
  • Suggest alternative funding solutions by making recommendations based on the credit policy guideline and the analysis based on the information provided where declined.
  • Build and maintain effective working relationships by providing a range of specialized credit risk management advisory services.
  • Manage client expectations by operating within the specified parameters and Service Level Agreements (SLA).
  • Enhance processes, policies and procedures by recommending and making submissions to the relevant parties.
  • Adapt to changes in Legislation by providing input to redesigning credit processes and systems where applicable.
  • Ensure processes are actioned within mandated signatories by checking and confirming the sign off.
  • Manage daily activities of direct reports by monitoring the staff output.
  • Manage performance and build the intellectual capital of the team by conducting on the job training, counselling and coaching.
  • Support the achievement of the business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned.
  • Identify training courses and career progression for self through input and feedback from management.
  • Ensure all personal development plan activities are completed within specified timeframe.
  • Share knowledge and industry trends with team and stakeholders during formal and informal interaction.
  • Obtain buy-in for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations.
  • Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
  • Participate and support corporate responsibility initiatives for the achievement of business strategy.
  • Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.

Minimum Experience Level

  • 5 years' credit / credit assessment experience within a Banking environment. Commercial Banking Credit experience will be an advantage.
  • 2 - 3 years' Small Business Services Credit Assessment experience a must
  • Nedbank Credit Assessment System knowledge


  • NQF Level 6 (National Diploma) or Higher in a Financial or Accounting / Management / Accounting / Analysis
  • Matric / Grade 12 / National Senior Certificate

Technical / Professional Knowledge

  • Banking knowledge
  • Banking procedures
  • Business Acumen
  • Communication Strategies
  • Data analysis
  • Governance, Risk and Controls
  • Industry trends
  • Nedbank policies and procedures
  • Principles of financial management
  • Principles of project management

Behavioural Competencies

  • Communication
  • Customer Focus
  • Decision Making
  • Work Standards
  • Managing Work
  • Technical/Professional Knowledge and Skills


Please contact the Nedbank Recruiting Team at +27 860 555 566

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