Skip to main content

Financial Analyst

Johannesburg Johannesburg, Gauteng Gauteng, South Africa
Closing date
Jul 19, 2024

View more

Job Role
Finance Data Analyst
Contract Type
Full Time
About PayJoy

PayJoy is a mission-driven company dedicated to helping a billion people around the world step into the modern financial system for the first time and supporting them on a path to financial success. Founded in 2015, PayJoy's "secret sauce" technology turns a smartphone into collateral to jumpstart unbanked consumers into the credit system. We reached profitability in 2020, reaching 10 million happy customers and over a billion dollars of sales in 2023.

This Role

This is your opportunity to be the Financial Analyst for PayJoy South Africa. You will oversee the FP & A functions, budgeting & Forecasting, product profitability analysis and processes. The successful candidate will understand the business and help set processes that will enable us to scale, anticipating issues and thinking ahead of what will be needed to support business growth. This person will report directly to the Head of Finance SA.


Coordinate annual and long range plans, and publish monthly reporting of KPIs and financials against these plans.Perform quarterly and monthly forecasting.Manage expense budgets for SA.Set financial processes to support PayJoy SA in scaling. Coordinate with the operations team, business development team and accounting team to achieve this.Assist in managing treasury function, including set right controls for payments and transfers.Help with month end close and partner reconciliation.Perform financial profitability analysis of products.Develop business cases and expected profitability for all initiatives done in SA and the rest of Africa.Assist Head of Finance SA with daily functions.

Required Qualifications

Bachelor's degree in Finance, Statistics, Economics or related studies.3-5 years financial experience in FP&A. Demonstrated ability in driving forecasts and budgeting processes and IFRS understanding.Strong problem solver and critical thinker, clearly synthesis and communicate financial terms to senior leaders.Advanced knowledge of excel and other data analysis software.


Health Insurance Life insurance Pension Fund Vacations 20 days $2,000 USD annual Coworking Travel Perk $2,000 USD annual Professional Development Perk $500 USD annual Fitness Perk $500 USD Phone Finance allowance $250 USD Home Office equipment allowance $200 USD Headphone allowance

PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

PayJoy Principles

Finance for the next billion Ownership Break Through Walls Live Communication Transparency & Directness Focus on Scale Work-Life Balance Embrace Diversity Speed

Get job alerts

Create a job alert and receive personalized job recommendations straight to your inbox.

Create alert