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Africa Credit Origination Head

Employer
FirstRand
Location
Johannesburg Johannesburg, Gauteng Gauteng, South Africa
Salary
Competitive
Closing date
May 31, 2024

View more

Job Role
Other
Sector
Finance
Contract Type
Permanent
Hours
Full Time
To lead and direct a credit portfolio to ensure that functional credit strategies align to Bank risk management frameworks to contribute to Bank growth, sustainability and compliance
  • Credit Origination
  • Ensure that quality credit proposals are submitted in timely manner to the relevant approval body as dictated by stipulated mandates
  • Ensure that all cross border and in-country credit applications are properly reviewed
  • Attend client meetings where appropriate to guide discussions and ensure that required information for credits are obtained
  • Gain an understanding of more complex deal structures and conduct healthy debates with the deal team around structure, PD, LGD, covenants and pricing
  • Identify transaction-specific risks and introduce risk mitigation measures as input to structure transactions in line with the risk philosophy of the Bank
  • Approve credit in line with the delegated mandate framework
  • Attend credit committees to support credits and motivate for the larger and more complex transactions

Job Details

Application Closing Date

30/05/24

All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

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