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Credit Officer

Employer
Nibodhah
Location
Gurgaon Gurgaon Haryana, Haryana, India
Salary
300000 - 350000 INR per year
Closing date
Apr 25, 2024

View more

Job Role
Other
Sector
Finance
Contract Type
Permanent
Hours
Full Time
We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.

Credit Officer responsibilities include preparing loan applications, evaluating clients financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.
  • Review loan requests
  • Assess clients financial status
  • Evaluate creditworthiness and risks
  • Contact clients to gather financial data and documentation
  • Analyze risks and approve or reject loan requests
  • Calculate financial ratios (e.g. credit scores and interest rates)
  • Set up payment plans
  • Maintain updated records of loan applications
  • Follow up with clients about loan renewals
  • Monitor progress of existing loans
  • Review loan requests
  • Assess clients financial status
  • Evaluate creditworthiness and risks
  • Contact clients to gather financial data and documentation
  • Analyze risks and approve or reject loan requests
  • Calculate financial ratios (e.g. credit scores and interest rates)
  • Set up payment plans
  • Maintain updated records of loan applications
  • Follow up with clients about loan renewals
  • Monitor progress of existing loans

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