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Credit Manager-Home Loans

Employer
IDFC FIRST Bank
Location
Bangalore Bangalore Karnataka, Karnataka, India
Salary
Competitive Salary
Closing date
Apr 23, 2024

View more

Job Role
Manager
Sector
Finance
Contract Type
Permanent
Hours
Full Time
Role/

Job Title:
Credit Manager- Home Loans

Function/ Department: Credit

Job Purpose:

The role entails scaling up the business for the Home Loan lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs.

Roles &

Responsibilities:

  • Target and Manpower planning for the branch.
  • Ensure recruitment and training of manpower.
  • Will be responsible for meeting disbursements targets month on month.
  • Identifying business clusters with high potential and execute penetration strategies.
  • Tracking and improving Manpower Productivity at all levels.
  • Monitoring and mentoring the branch team.
  • Keeping a regular track of competition and reporting new products / market developments to upstream.
  • Managing product mix and branch profitability.
  • Managing the bucket collection and overall portfolio management.
  • Managing internal and external audit compliance.

Education Qualification:

Graduation: Any Graduate

Post-graduation: MBA, PGDM

Experience: 2+ years of relevant experience

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