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Credit Analyst-SUPPORT SERVICES-Credit

Employer
Kotak Mahindra Bank Limited
Location
Mumbai Mumbai Maharashtra, Maharashtra, India
Salary
Competitive Salary
Closing date
Apr 15, 2024

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Job Role
Credit Control
Sector
Finance
Contract Type
Permanent
Hours
Full Time
What is K-CAP

It is a stepping-stone into a coveted career in Credit business. You will build depth in one area as well as get a 360-degree view of the Credit function.

What roles can I do as a K-CAP

  • Preparation of Credit Appraisal notes for Large Corporates/MNCs/ SME clients
  • Discuss with business on Terms and Conditions for risk assessments
  • Discuss with customers for obtaining information for preparation of Credit Notes
  • Monitor the accounts based on the terms stipulated by Sanctioning Authority
  • Prepare Monthly Monitoring Reports for the portfolio
  • Escalate with action plan for non-compliances
  • Visit the units and submit inspection reports
  • Manage and address any escalations related to risk assessments


  • Am I eligible for K-CAP YES, if,

    You have a passion for credit analysis

    You are a 2020-2021 batch pass out of CA / Tier II MBA College / MSC / MCom

    Logical thinking and data interpretation e.g ability to comprehend trends like inflation impact on interest rates / fx

    Basic accounting and financial statement understanding

    Good verbal, written communication & presentation skills

    Which location will I be placed in

    All roles are based out of Mumbai, Bangalore, Chennai, Hyderabad, Ahmedabad, Delhi, Jaipur, Chandigarh, Ludhiana, Kolkata, Indore, Rajkot, Pune and Baroda

    How will I be trained

    Thorough training in credit analysis

    Job shadowing with senior credit analyst

    How will K-CAP help build my career

    Become an expert in your role

    Rotate within Credit business

    Branch out into RM roles in Corporate, Wealth, Consumer or Commercial Banking

    Roles in the Kotak Group like in KMIL, Investment Banking & etc.

    What are the rewards

    Compensation at par with best in Industry

    How do I apply

    Skills: Credit Appraisal, Accounting, Communication, Credit Analysis, Data Interpretation, Financial Statement

    Experience: 0.00-2.00 Years

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