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Business Judgemental Credit Manager

Employer
FirstRand
Location
Port Elizabeth Port Elizabeth Nelson Mandela Bay, South Africa
Salary
Competitive
Closing date
Mar 24, 2024

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Job Role
Manager
Sector
Finance
Contract Type
Permanent
Hours
Full Time
Job Description

To analyse credit data to estimate degree of risk in extending credit or lending money by accessing credit applications

Assess and approve credit in terms of approved mandate to minimise credit risk to the business

Manage the credit approval process

Develop, encourage and nurture collaborative relationships within business across Product Houses and and/or across the FRG Approve or recommend counterparty exposure across multiple products

Manage credit risk at origination on an ongoing basis

Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives

Ensure that credit approvals are conducted within governance (legislative and audit), processes and mandate requirements

Ensure average approval turnaround time against target to ensure retention of clients

Analyse credit data to estimate degree of risk in extending credit or lending money by accessing credit applications

Assess and evaluate credit risk through quantitative and qualitative analysis to recommend a credit decision within the mandate by applying credit risk criteria

consistently and in accordance with the bank's credit policies to monitor existing exposures and recommend credit decisions

Job Details

Application Closing Date

02/03/24

All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

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