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Credit Manager

Employer
GetVantage
Location
Mumbai Mumbai Maharashtra, Maharashtra, India
Salary
700000 - 2000000 INR per year
Closing date
Feb 22, 2024

View more

Job Role
Manager
Sector
Finance
Contract Type
Permanent
Hours
Full Time
Company Overview

GetVantage is reimagining venture finance in favor of founders. We empower entrepreneurs by providing them with equity-free capital, real-time insights, business optimization tools, and resources through our extensive partner and mentor ecosystem. Our data-driven platform offers non-dilutive growth capital to founders, ranging from US$ 10,000 to US$ 2.5 million, in as fast as 7 days. GetVantage is the leading finance and growth platform offering working capital to thousands of founders and SMEs. Founded in 2019, we are committed to making fundraising frictionless and hassle-free for founders.

Job Overview

We are seeking a highly skilled and motivated Credit Manager to join our team at GetVantage. As a Credit Manager, you will be responsible for managing the credit evaluation and underwriting process for our clients. This role requires a strong understanding of financial analysis, risk assessment, and credit policies. The ideal candidate will have 4 to 6 years of experience in credit management, preferably in the financial services industry. This is a full-time position based in Mumbai, Maharashtra, India.

Qualifications and Skills

  • Bachelor's degree in finance, accounting, or a related field CA will be a plus
  • 4 to 6 years of experience in credit management, preferably in the financial services industry.
  • Strong analytical and financial modeling skills.
  • Knowledge of credit evaluation techniques and risk assessment methodologies.
  • Familiarity with regulatory requirements and compliance standards.
  • Excellent communication and interpersonal skills.
  • Ability to work independently and make sound credit decisions.
  • Proficiency in financial analysis software and tools.
  • Attention to detail and strong organizational skills.


Roles and Responsibilities

  • Relevant credit underwriting experience with NBFC, Fin-Tech or banks in unsecured business loans
  • Evaluate creditworthiness of clients by analyzing financial statements, credit reports, and other relevant information.
  • Assess risk profiles of potential borrowers and make recommendations for credit limits, interest rates, and repayment terms.
  • Develop and implement credit policies and procedures to ensure compliance with regulatory requirements.
  • Monitor and manage the credit portfolio, including reviewing and updating credit limits, conducting periodic credit reviews, and mitigating credit risks.
  • Collaborate with cross-functional teams to gather and analyze data for credit decision-making.
  • Provide guidance and support to sales teams regarding credit terms and conditions.
  • Maintain relationships with borrowers and handle any credit-related issues or disputes.
  • Stay up-to-date with industry trends and best practices in credit management.
  • Contribute to the continuous improvement of the credit evaluation and underwriting process.

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