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Credit Manager

Mumbai Mumbai Maharashtra, Maharashtra, India
700000 - 2000000 INR per year
Closing date
Feb 22, 2024

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Job Role
Contract Type
Full Time
Company Overview

GetVantage is reimagining venture finance in favor of founders. We empower entrepreneurs by providing them with equity-free capital, real-time insights, business optimization tools, and resources through our extensive partner and mentor ecosystem. Our data-driven platform offers non-dilutive growth capital to founders, ranging from US$ 10,000 to US$ 2.5 million, in as fast as 7 days. GetVantage is the leading finance and growth platform offering working capital to thousands of founders and SMEs. Founded in 2019, we are committed to making fundraising frictionless and hassle-free for founders.

Job Overview

We are seeking a highly skilled and motivated Credit Manager to join our team at GetVantage. As a Credit Manager, you will be responsible for managing the credit evaluation and underwriting process for our clients. This role requires a strong understanding of financial analysis, risk assessment, and credit policies. The ideal candidate will have 4 to 6 years of experience in credit management, preferably in the financial services industry. This is a full-time position based in Mumbai, Maharashtra, India.

Qualifications and Skills

  • Bachelor's degree in finance, accounting, or a related field CA will be a plus
  • 4 to 6 years of experience in credit management, preferably in the financial services industry.
  • Strong analytical and financial modeling skills.
  • Knowledge of credit evaluation techniques and risk assessment methodologies.
  • Familiarity with regulatory requirements and compliance standards.
  • Excellent communication and interpersonal skills.
  • Ability to work independently and make sound credit decisions.
  • Proficiency in financial analysis software and tools.
  • Attention to detail and strong organizational skills.

Roles and Responsibilities

  • Relevant credit underwriting experience with NBFC, Fin-Tech or banks in unsecured business loans
  • Evaluate creditworthiness of clients by analyzing financial statements, credit reports, and other relevant information.
  • Assess risk profiles of potential borrowers and make recommendations for credit limits, interest rates, and repayment terms.
  • Develop and implement credit policies and procedures to ensure compliance with regulatory requirements.
  • Monitor and manage the credit portfolio, including reviewing and updating credit limits, conducting periodic credit reviews, and mitigating credit risks.
  • Collaborate with cross-functional teams to gather and analyze data for credit decision-making.
  • Provide guidance and support to sales teams regarding credit terms and conditions.
  • Maintain relationships with borrowers and handle any credit-related issues or disputes.
  • Stay up-to-date with industry trends and best practices in credit management.
  • Contribute to the continuous improvement of the credit evaluation and underwriting process.

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