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Credit Analyst

Port Elizabeth Port Elizabeth Nelson Mandela Bay, South Africa
Closing date
Mar 4, 2024

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Job Role
Credit Control
Contract Type
Full Time
Job Description

To analyses credit data to estimate degree of risk in extending credit or lending money

Consults with management to assist in corporate planning

Credit assessments and financial assessments of commercial business customers

Adhere to negotiated service levels and turnaround times in support of business strategy.

Presenting credit submissions at credit forums

Ability to effectively prioritise and organise workflow.

Customer and results driven.

Processing of credit applications on the internal scoring system

Engaging and processing credit applications of both banked and non-banked customers

Make informed credit decisions.

Assist internal sales partners with credit decisions and application of the credit policy.

build and maintain relationships with internal / external business partners.

Responsible for making credit decisions.

Keep abreast with what's happening within the marketplace and more specifically with regards to process and credit policy.

To facilitate and monitor adherence to service guarantee times.

Resolve any credit issues and process problems/challenges with Pay-outs and other internal business partners.

Escalate to manager any credit issues with products/processes/ standards.

Optimises work through the application of learning experiences.

Engages in activities for own development.

Ensures customer service solutions are aligned to the operational business plan.

Develops and leverages cooperative credit risk stakeholder relationships and networks.

Contributes to cost efficiencies.

Contributes to teamwork.

Ensures operational excellence through the delivery of work processes according to defined quality standards.

Liaises with internal and external stakeholders and support functions.

Analyses the integrity of credit applications.

Job Details

Application Closing Date

All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

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